Securing an amazing mortgage on your first dream house deserves a smile.
But, the pressure is now on to secure its if you think it’s a great buy chances are someone else does too. A part of this process is being able to prove to the Estate Agent who is acting on behalf of the owner that you are in a position to proceed by having a Mortgage Agreement In Principle in place. We always recommend it’s good practice to get one of these in place before you start looking, not only does it give you a head start on your competition but you will also know exactly how much you can afford and what your payments are likely to be.
Good news, we can get you one of these pronto.
Unlike many high street banks we can look at the majority of lenders (Over 80) and find the perfect fit for you and your situation. A common misconception generated by comparison websites is that the best deal has to be the lowest rate, which simply isn’t always true. There are mortgage deals out there which could offer no survey fee which is ideal if your bidding on a popular property and concerned you may be outbid at a later date, thus losing your survey fee. There are lenders that offer free legal fees which can be really helpful if money is tight or you need to keep some money back to do some modernising of your new home. Which ever lender we source, our experienced team will make sure your first step on the property ladder is the right step.
Some things you may need to consider:
Our advisors will carry out a ‘cost of moving’ calculation to give you a idea of the fees you are likely to incur during your purchase.
Gareth & Amelia Melling, Wigan
Russ and Marianne Green, St Helens
Shelley, Stockport - 30/11/2017
Stephanie Arnold, 30/11/2017
Suganthi , 28/11/2017
Rachel H, Newton-le-Willows - 07/11/2017
Brad and Becky, Ashton - 06/12/2017
Nick Turner, Runcorn - 6/12/2017
Mrs P, Newton-Le-Willows - 05/01/2017
Lee M, Runcorn - 01/11/2017
Paul Davies, Great Sankey - 06/12/2017
60 High Street
01925 906 210
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
Premier Mortgages North West Limited are directly authorised and regulated by the Financial Conduct Authority reference 556587. Registered in England and Wales No: 07673912. Registered Office: 60 High Street, Newton-le-Willows, Merseyside, WA12 9SH. Calls may be recorded for training and monitoring.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.