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Bridging Loans from £35k - £5m
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Why Choose Premier Bridging?
When it comes to bridging and development finance, you deserve a partner that truly understands your needs and provides personalised solutions. At Premier Mortgages, we pride ourselves on offering a comprehensive range of services that cater to diverse financial situations.
A bridging loan is a short-term financial solution designed to help you move quickly when it matters most. Typically regulated bridging loans last no longer than 12 months, and unregulated bridging loans, sometimes up to 24 months, it’s there to ‘bridge’ the gap between purchasing a new property and the funds becoming available from a sale or refinance. Interest is usually calculated monthly—often rolled up or retained—and the full loan amount is repaid once your funds are released. It’s a practical way to keep things moving without delays.
Here’s why we stand out:
Flexible Bridging Solutions
Our bridge offerings start from as low as £35,000, catering to a wide range of borrowing requirements. We also provide access to 75% Loan-to-Value (LTV) products, ensuring that you can get the most out of your property’s equity.
Large Lender Panel
Premier Mortgages has cultivated strong relationships with over 20 bridging finance lenders, giving you access to an array of bridging and development finance products and exclusive deals that may not be available elsewhere.
Expert Guidance
Our team of experienced bridging finance advisors is committed to guiding you through every step of the process. With their in-depth knowledge and personalised approach, you can rest assured that your best interests are always at the forefront.
Get In Touch
We’ve made sure you have various ways to reach out to us. Whether you have questions, need more information, or are ready to apply for a bridging loan, we’re here to help!
Phone: You can call us directly at 01925 221234. Our friendly team is available from Monday-Friday from 9am-5pm to assist you.
Email: Prefer typing out your queries or concerns? No problem! Reach us at hello@wearepremier.co.uk, and we’ll get back to you as soon as possible.
Click the “Complete Our Form” button below, and let’s get started. Or if you have more questions, don’t hesitate to reach out to our team.
Our Bridging Process
Taking out a bridging loan can seem like a daunting task, but with Premier bridging’s expert knowledge, it’s a straightforward journey. Our advisors and case managers will be by your side every step of the way, ensuring a seamless experience. Here’s what you can expect:
1. Initial Consultation
Your bridging journey begins with a comprehensive consultation with one of our friendly advisors. During this stage, we’ll take the time to understand your unique circumstances, financial goals, and preferences.
2. Assessing Your Options
Armed with a deep understanding of your needs, your dedicated advisor will search our panel of lenders, comparing offers from our panel of over 20 lenders. With access to exclusive deals, we’ll identify the bridging loan solution that best aligns with your objectives.
3. Submitting Your Application
Once we’ve found the perfect bridging deal, your advisor will guide you through the application process and do all the hard work for you, ensuring all required documentation is in order and your submission is handled with precision.
4. Keeping You Informed
At this stage, your dedicated case manager will look after you. It is their job to ensure that your bridging loan is completed as smoothly as possible and in timely manner, whilst keeping you updated, every step of the way.
With Premier Mortgage’s advisors and case managers by your side, you can rest assured that every aspect of your bridging loan journey will be handled with the utmost care and professionalism. Our commitment is to make the process as stress-free as possible, allowing you to focus on the exciting opportunities that lie ahead.
Your Trust is Our Reward
At Premier Mortgages, your trust is paramount to us. We’re proud to be fully authorised and regulated by the Financial Conduct Authority (FCA). This means we adhere to the highest standards of conduct in the financial services industry, putting your interests at the heart of our business.
Take the first step towards securing your property goals with a company that’s trusted by hundreds of homeowners across the UK. Get in touch with us today to explore your bridging loan options.
What can I use my bridge for?
At Premier Mortgages, we understand that taking out a bridging loan can open up a world of opportunities, whether you’re looking to consolidate debts, embark on home improvements, or seize new financial ventures. Our bridging solutions can offer practical solutions in a range of scenarios:
Home Move / Chain Break
Allows you to move home, whilst you’re waiting for your currently property to sell. You have a maximum of 12 months to repay the bridging loan.
Investment / Auction Purchase
Buying a property or land and need finance quickly, we can help to find a solution.
If you’re buying through an auction you have limited time available to complete, a bridging loan is a potential solution.
Light/Heavy Refurbishment / Development
If your wanting to uplift a property and then sell or remortgage, for investment properties you can often get a bridging loan for up to 24 months based on retained or serviced monthly payments.
Debt Consolidation
A Bridging Loan can clear existing loans and credit cards, reducing your outgoings while your house is on the market or while you wait for other funds — like an inheritance — to come through.
Rebridging
If your existing Bridging Loan is coming to an end and the property isn’t ready — maybe due to delays with renovation or a slow sale — we can explore refinancing with a new lender.
Rebridging gives you extra time to complete your plans and repay, avoiding pressure at the end of the original loan term.
Any Legal Purpose
Lenders will consider the use of a Bridging Loan for any legal purpose, for example clearing a tax bill or a divorce settlement. As long as their is a suitable property to secure against and a clear repayment (exit) plan, we’ll look at your options.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
Premier Mortgages North West Limited are directly authorised and regulated by the Financial Conduct Authority reference 556587. Registered in England and Wales No: 07673912. Registered Office: The Old Rectory, Rectory Lane, Winwick, Warrington. WA2 8LE.
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